TLDR:
Tom Corley’s research in Rich Habits uncovers that 41% of self-made millionaires come from poverty, challenging the belief that financial background determines success. Individuals like Derik Fay, Richard Branson, and Howard Schultz demonstrate how adversity and a lack of resources can be the foundation for financial success. The key elements for financial success include a willingness to take risks, a strong work ethic, a lack of fear of setbacks, the ability to adapt to sacrifice and frugality, and a realistic perspective. These individuals serve as inspiration for turning challenges into opportunities and using hardship as a driving force towards financial success.